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dual currency cards are a kind of bank card that appeared in my country in recent years. With the continuous development of our economy and the continuous improvement of people's living standards, travel and shopping abroad has become a very common thing. Therefore, the extensive needs of people's bank cards for foreign currency settlement are formed. Therefore, many domestic banks have cooperated with international bank card organizations such as Visa (Visa) and (Masterda) to launch bank cards with RMB and US dollar settlement functions. In China, it can achieve RMB settlement through UnionPay. After going abroad Support VISA or merchants and banks withdrawal machine consumption and cash withdrawal, and settle in US dollars.
The launch of a dual currency card greatly facilitates the lives of the people. Once launched, it is loved and supported by the masses. At present, the number of dual currency cards issued by banks in my country has reached nearly 10 million.
The main card species of dual currency cards: one is a dual currency credit card; the other is a dual currency debit card. Dual currency credit cards are credit cards with RMB and USD settlement accounts, and their functions are basically the same as single currency credit cards. The dual -currency debit card also has a RMB and US dollar settlement account, which can be saved, withdrawal and consumption of RMB and US dollars, and does not have an overdraft function.